Health Insurance Solutions for the Small Businesses of Brawley, El Centro, Calexico, and all of the Imperial Valley

If you own a small business in Brawley, El Centro, Calexico, or any part of Imperial Valley, you know how the rising cost group health insurance is affecting your bottom line. You also know how vital it is to attract and retain quality employees. Stokely Health Insurance will help you strike a balance between employee benefits and health insurance costs by shopping for the best group health insurance option for you.

Drawing on our decades of experience in employee benefits and an established network of health insurance contacts, we will provide a free audit to make certain you are not paying more than you should for group health insurance, whether you employ five people or fifty. We normally can save a small business 15 to 25 percent off the cost of their group health insurance.

Do not confuse our desire to save you money with a lack of concern for your employees. Our motto is "Securing your well-being with quality service," and we live up to those words every day. Any plan we recommend will protect individuals and families from the ravages of runaway medical costs. If we do find a better way for you to secure these benefits for your employees, we will gladly take it upon ourselves to explain the changes to your staff, so you don't have to. We will continue to function as part of your team by serving as advocates for your employees whenever they encounter difficulties with a claim or service.

Keep in mind:

• Rates for group health insurance plans are regulated by the state of California. Among other things, that means that no entity can offer a group health insurance plan to your business for any less than Stokely Health Insurance does—even if you go directly to the health insurance provider. To put it another way, the insurance providers themselves cannot offer these plans for less, although they do not provide the same level of service that you will receive from us.
• To qualify for group health insurance, you do not need 100 percent participation; only 60 percent your staff needs to participate in the health insurance plan to be eligible.
• Your small business might be able to contribute as little as 25 percent of the cost of the group health insurance premiums; your employees pay the rest.
• You often can reduce premiums even more when you offer both health insurance and life insurance at the same time.

The professionals at Stokely Health Insurance have spent years working in the benefits departments of businesses. As a result, you can outsource your health insurance shopping and management to us with the confidence that we will help you achieve your cost reduction goals while providing your employees with quality health care insurance.